A lot of personal finance articles these days can be summed up as follows: cut out everything nice or fun in your life to save money.  Here at Spending It we have a slightly different view.  Sure, if you have a $4 a weekday premium coffee habit, you can save hundreds of dollars by brewing your own coffee at home.  That kind of personal finance advice to save small amounts here and there seems to be everywhere these days, yet many people seem to overlook opportunities to save much more money than that.>>> [Read More]